Apply Now to Get a quote
Why Chosse to Loan In Hands
Borrow between £500 to £100,000*
100% Secure data
Simple Online Application
We search multiple lenders
We help 1000’s per month
Regulated by FCA
Fast, easy & secure
No Upfront charges & Fee
Trouble Free Approval
Doorstep loans at Loan in Hands
You do not want to hail a taxi to go to the bank? You have mobility issues that make it difficult for you to visit your bank? You do not have a bank account? You need hard cash for an emergency? If you answered in the affirmative doorstep loan facilitated by Loan in Hands is the answer to all the above scenarios.
What is a doorstep loan?
Alternatively called Home credit or Doorstep cash loans, the doorstep loans in the UK is your go to loan when (paradoxically) you cannot go to the lender personally. We make taking credit easy by giving you the option of receiving cash loans; literally at your doorstep.
They are a form of personal loan. The agents of the lender come to your place, assist you with the formalities, and pay out the loan amount. Furthermore, they come by to collect the repayment amount. The agent authorised for the doorstep loan disbursement and collection is usually local to the area. They will be your direct contact with the lender throughout the application and repayment process. After the initial online application is done with, the agent takes care of the rest of the paperwork, if at all.
Why opt for doorstep cash loans?
They are perfect for when you need instant credit. You do not need to go out of your way to meet the lender. The agent comes to your place. Will there be too much scrutiny? After all why is the agent coming to my place? The agent’s visit serves two-fold purpose.
(1) To make the process easier for you and
(2) To assess your situation.
Depending on your particular circumstances, the agent can decide whether you qualify for a no guarantor, unsecured and no credit check loan. How will the agent do this? The agent is trained and experienced to provide an informed opinion on what kind of loan would best suit your specific need and get back to the lender with their report.
Is there really no credit check? Yes, but the lender receives input from the agent. The lender would decide on whether or not your credit history is relevant. I do not have any asset to pledge, will that be a problem? I do not own a home!? I cannot find a guarantor!? I am on benefit!? I do not have a regular income!? Doorstep cash loans are the best option for people on benefits, non-home owners, those with bad credit history, no credit history or no security. Besides, the friendly agent who assesses your ability to repay the doorstep loan could help tailor the loan to suit your purposes.
Put differently, doorstep loans are:
- Short-term loans
- Cash loans (usually)
- Provided by agents at your door
- Repayments collected at your door
- No guarantor
- No credit check
How do I apply for a doorstep loan?
The application process for a doorstep loan is pretty straight forward. You fill in the details online. The lender processes it. An agent is sent along for further verification. If your application is successful, the loan is handed over to you instantly. You can apply for anything from £500 to £50000. The repayment is generally done weekly with the agent coming over to your place to collect it on pre-fixed days.
Let’s break this down:
- Apply online in 5 minutes
- Instant processing
- Wait for local agent to arrive
- Final approval and setting of terms within 24 hours
- Sign document and receive amount
- Scheduled collection of principal and dues
Why should I choose Loan in Hands?
We understand that sometimes emergencies crop up and it becomes difficult to make ends meet. Realizing that time is of essence and the fact that people have differing levels of internet literacy, our application process has been simplified. We are also accessible online 24/7.
It is important to us that our customer gets the best service possible. We facilitate the right match between you and the lender. Our processes follow the guidelines set by the Financial Conduct Authority (FCA).
You have the freedom to choose the amount you would want to borrow and set the schedule and amount that you will be repaying. Ideally, a doorstep cash loan is repaid within 12 weeks to 54 weeks, but the terms can be negotiated and are flexible.
Strapped for cash? No more trips to the bank, ATM or building societies. Apply for a doorstep loan today and get instant cash from the comfort of your home.